Coffer is the quiet ledger for personal finance — the single page that will answer where did it go? without another spreadsheet. We're in active design; this is an early preview of what's coming.
Every account, every transaction, in one continuously-updating ledger. An early look at the surface we're working toward.
Each surface earns its keep. No dashboards-of-dashboards, no AI confetti — just the numbers, organised.
Every balance, every loan, every brokerage. Coffer pulls fresh closes after midnight and shows you the line that actually matters.
Targeting sub-second balance pings across every connected bank. Numbers below illustrate the target experience.
Rules that learn from one example and never ask twice.
Soft caps that flex with your income.
Launching with 12,400+ institutions across 38 countries via Plaid, Teller, MX, and direct partner OFX. Pilot connections live; production rollout this quarter.
Tiny scripts for the things you re-classify every month.
Read-only credentials, encrypted in transit and at rest. No login is ever stored on Coffer's servers.
One human-tagged transaction trains a rule for the next thousand. The model runs on-device.
Coffer reconciles balances, recategorizes new charges, and emails you a single line: what changed.
The product I want doesn't exist yet, so I'm designing it first. Code comes when the design earns it.
Coffer is in active design. Leave your email and we'll write to you the moment there's something to actually use — nothing else.